Redefining CRE Finance

Where institutional expertise meets boutique execution. We deliver certainty, speed, and results across every transaction.

Built on principle. Driven by results. Powered by AI.

$2B+

Placed Since Inception

7,000+

Lender Network

AI

Powered Platform

Our Mission

Built on Principle, Driven by Results

Trans-Bay Capital was founded in San Francisco over a decade
ago with a singular belief: commercial real estate finance needed
a better way forward. We started as a direct lender specializing in
Fix & Flip, Residential Construction, and Agency products. 

Today, we operate two complementary lines of business: Direct Capital for real estate investors and Capital Markets for institutional structured mortgages. Our AI-powered platform
connects borrowers with 7,000+ lenders, delivering the right
capital for every deal.

Certainty

We deliver what we promise, on time and as expected.

Certainty

We deliver what we promise, on time and as expected.

Certainty

We deliver what we promise, on time and as expected.

Platform Evolution

Years of Innovation

From boutique advisory to AI-powered institutional platform

2017

Foundation

Trans-Bay Capital founded with early focus on debt advisory for
commercial real estate.

2019

Platform Formalization

Direct matchmaker for select opportunities. Both debt and equity under
newly formed lending business.

2022

Institutional Packaging

Bank-grade platform with institutional support. Asset-backed lines,
FHLB/CD’s, and competitive pricing.

2018

First Lending Line

Brokerage-focused partner-driven debt platform launches.

2020

Dual Channel Launch

Formalized broker and direct channels—Construction/Perm,
Bridge/Perm/Fix-n-Flip through banks and agency.

2024

AI Integration

AI-powered underwriting and deal processing across 7,000+ lender
network. Post-rate environment solutions for bridge, fixed, stabilized,
default, and reposition scenarios.

Impact

By The Numbers

Placed Since Inception
$ B+
Lender Network
1 K+
States Licensed
10

Impact

Join Our Team

We’re building the future of commercial real estate finance. If you’re driven, talented, and ready to make an impact, we want to hear from you.

What We Offer

Assistant Vice President

Originations • West Coast

Senior Vice President

Originations • Midwest

Senior Underwriter

Capital Markets • East Coast

TEam

Meet Our Team

Industry veterans with decades of combined experience

Jonathan Taylor

CEO & Founder

Candice Mayhew

Head of Capital Markets

David Lane

Chief Underwriter

Monica Lister

SVP, Originations

Ashia Lee

VP, Business Development

Kylan Orlando

Senior Analyst

Capital Markets

AI-Powered Capital Markets

Leveraging artificial intelligence to source optimal financing from 7,000+ lenders
across the capital stack.

Intelligent Capital Sourcing

Our proprietary AI platform analyzes your deal parameters and instantly matches you with the optimal lenders from our network of 7,000+ capital sources.

Lender Network
0 +
AI Analysis
0 hrs
Coverage
0 %

AI-Powered Underwriting

Automated analysis of deal parameters, market conditions, and lender appetites in real-time.

7,000+ Lender Network

Comprehensive access to agencies, life companies, debt funds, banks, and private capital sources.

Optimal Match Guarantee

Our AI ensures you get the best terms, rates, and structure for your specific transaction.

Execution Framework

24-48 Hour Term Sheet

AI-accelerated response with certainty

Optimal Lender Match

Best terms from 7,000+ sources

Streamlined Process

2-3 week closings with direct lending option

Recent Closings

Multifamily Bridge

Amount: $17.5MM

Rate: Floating

Term: 36 Months

Type: Non-recourse

Industrial Acquisition

Amount: $23.5MM

Rate: Floating

Term: 24 Months

Type: Non-recourse

Broker Partners

Close more deals faster with dedicated support and institutional capital.

Investors

Your project. Our capital. Fast, flexible, and reliable financing solutions.

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