Capital markets execution, run on a smarter platform.

Senior debt, bridge, construction, mezzanine, and preferred equity. $5M to $100M+. We package, place, and close deals across the full lender universe.

$5M- $100M

Loan Size

7,000+

AI-Analyzed Lenders

45 Days

Average Time to Close

How we run capital markets differently.

Most capital advisors compete on relationships and “shopping the deal” to as many lenders as possible. We compete on execution certainty: a tight, organized process that gets you to the right capital source faster, with cleaner packaging and fewer surprises in underwriting.

Smart Lender Matching

Quinn analyzes your deal against actual lender activity, what they’ve quoted on, what they’ve passed on, and where they’re active right now. We target the lenders most likely to win the deal, not the longest list.

Lender-Ready Packaging

We standardize the lender presentation across asset classes, surface the binding constraint upfront, and address common objections before they become deal-killers.

Disciplined Process

Tight feedback cadence with every lender. Real-time tracking of where each deal stands. You see every quote, every pass, every silence. No mystery, no waiting around.

Senior Team Throughout

You work with senior originators from first call through closing. Not a junior analyst handing off to someone else. The person you talk to is the person doing the work.

AI Underwriting Intelligence

Our proprietary AI platform continuously learns from market data, analyzing historical pricing, lender appetite shifts, and execution patterns to identify optimal financing opportunities before they become obvious to the broader market.

Program Specifications

What We Finance

Transaction Types

Asset Classes

Loan Products

Capital Stack

Deal Parameters

Loan Size

$5M - $100M+

Max LTV

Up to 75%

Max LTC

Up to 85%

Borrower Profile

Experience

New to Seasoned

Recourse

Non-Recourse Avail.

Geography

Nationwide

Program Specifications

What We Finance

Competitive pricing across the capital stack with flexible structures tailored to your business plan

Senior / Permanent

Proceeds

Up to 75% LTV

Term

5, 7, 10 Years

Rate Type

Fixed

Amortization

25-30 Years

Bridge / Transitional

Proceeds

Up to 85% LTC

Term

12-36 Mo + Ext

Rate Type

Floating

Amortization

I/O Available

Construction

Proceeds

Up to 80% LTC

Term

24-36 Mo + Ext

Rate Type

Floating

Amortization

Monthly Draws

Mezzanine / Pref

Proceeds

Up to 90% LTC

Term

Co-Terminus

Rate Type

Current + Accrual

Amortization

Subordinate

Important: All terms are indicative and subject to underwriting, asset characteristics, business plan, sponsor experience, and market conditions. Final terms determined during due diligence.

Our Methodology

How a deal moves through Trans-Bay.

From initial consultation to closing, we manage every aspect of your capital markets transaction

Discovery

30-minute call to understand the deal, the sponsor, and the target structure. Same-day initial read on whether we can execute and at what leverage.

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Underwriting

Quinn sizes the deal across LTV, DSCR, and debt yield. Our team confirms. You get a clear view of what's financeable, what's not, and where the binding constraint is.

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Placement

Targeted outreach to the lenders most likely to win the deal. We track every response, classify every quote, and surface the best fit. You see the live process.

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Term Sheet & Closing

You get real term sheets usually within 5-10 days of lender outreach. We negotiate alongside you. Engagement signed in the platform. Closing coordinated through funding.

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Days Avg. to Close
0
Success Rate
0 %
Client Communication
0 /7

Why sponsors run their capital markets through us.

We combine institutional expertise, proprietary technology, and unmatched lender relationships to
deliver superior capital markets execution.

Operator credibility

Founded by a former Chief Lending Officer and bank executive. We’ve sat across the credit committee table. We know what lenders actually approve vs. what they say they will.

Smarter targeting

Our platform analyzes lender activity — what’s been quoted, what’s been passed on, what’s hot right now. We target the lenders most likely to win, not the longest list.

Cleaner packages

We package deals lender-ready the first time. Sponsor narratives, asset stories, capital structure logic, sensitivities — all surfaced upfront. Fewer surprises late..

Direct senior access

ou work with senior originators from start to finish. Not a junior analyst handing off. The person you talk to is the person doing the work.

Recent Transactions

Case Studies

Real examples of institutional execution across asset classes and capital structures

Multifamily

$4.5M

San Antonio Acquisition

Property Type

24-Unit Value-Add

Loan Type

Bridge

LTC

82%

Term

24 Mo + 12 Mo Ext

Sourced high-leverage, non-recourse bridge financing for a new-to-market sponsor with limited multifamily experience.

Multifamily

$8.0M

Orlando Refinance

Property Type

100-Unit Stabilized

Loan Type

Permanent

LTC

70%

Term

10-Year Fixed

Secured 10-year fixed-rate financing from a
Life Company with favorable prepayment
terms and full-term I/O.

Mixed-Use

$15M

Denver Development

Property Type

50-Unit + Retail

Loan Type

Construction + JV

LTC

85%

Term

36 Mo Construction

Arranged senior construction financing and
structured JV equity to achieve 85% LTC for
ground-up mixed-use project.

Commercial Real Estate Capital Markets
FAQs

Can’t find what you’re looking for? Contact our team for personalized assistance.

What deal sizes do you focus on?

Our core focus is $5MM–$100MM+ CRE financings, and we can execute larger transactions for the right sponsor and asset. We arrange institutional capital for most deals and can offer a direct option for qualifying situations where speed and certainty matter.

What information do you need to start?

To move quickly, start with a brief deal summary:

  • Asset type + location

  • Loan request + purpose (acquisition/refi/construction/maturity)

  • Timeline/deadline

  • One line on occupancy/NOI trend + business plan

  • Sponsor background/track record

How long does the process take?

Timing depends on complexity and documentation quality, but our process is designed to compress timelines and reduce execution friction. Once we have a clean initial summary and core docs, we can move rapidly into lender-ready packaging and targeted outreach. We focus on running tight feedback loops to avoid wasted cycles and term sheets that die in underwriting. On average, we close deals in 45 days. 

Do you work with first-time sponsors?

Yes — when the deal fundamentals support it. First-time sponsors typically require stronger support (operators, co-sponsors, liquidity, or a clear business plan), and we’ll be direct and upfront about feasibility, leverage, and the most realistic capital sources.

How does your AI technology work?

We run a proprietary execution platform built around two functions:

  • Quinn (AI underwriting co-pilot): accelerates packaging, underwriting consistency, and early risk identification

  • AI lender matching: tightens lender fit based on deal attributes and lender behavior to reduce wasted outreach and speed feedback cycles

What is your fee structure?

Fees vary by transaction type, complexity, and whether the assignment is advisory placement or a direct option. We’ll confirm the fee structure upfront before launching a process, and we aim to keep economics aligned with execution and outcomes.

How is Trans Bay different from other capital advisors?

Most advisors compete on relationships and “shopping.” We compete on execution certainty:

  • AI-driven underwriting + lender matching to compress timelines

  • Cleaner lender-ready packages that reduce surprises in underwriting

  • Targeted lender processes (less noise, better outcomes)

  • A disciplined cadence from first call through closing

The goal is simple: tighter lender fit, faster feedback, and cleaner closes.

What's your typical timeline from submission to term sheet?

A: 5-10 business days for most deals, faster for direct lending and simpler structures. We move quickly because Quinn handles the upfront analytical work in minutes — not days. The bottleneck is rarely our side; it’s usually the sponsor providing complete information at submission. We send a clean needs list within 24 hours of receiving a deal so you know exactly what’s missing.

Ready to Get Started?

Submit through the portal or call directly. We respond within 24 hours on every submission and tell you exactly where the deal can go.

Or contact our originations team directly

Borrower Portal

For commercial real estate project

Broker Portal

For refer deals and join the Capital Circle