Commercial real estate finance, run on a proprietary platform.

We built the CRE finance platform we couldn't find anywhere else

Trans-Bay Capital underwrites, structures, and places commercial real estate deals from $5M to $100M+. Our proprietary platform, Quinn, delivers term sheets to sponsors and brokers in days, not weeks.

$5M-$100M+

Loan Range

Term Sheets

Days, Not Weeks

44 States

Coverage

Speed

We size deals in minutes and bring back term sheets in days. Our platform compresses the parts of the process that other firms still do by hand.

Access

Senior debt, bridge, construction, mezzanine, preferred equity. Banks, debt funds, life companies, agencies, CMBS, family offices. Your deal goes to the lender it actually fits, not the first one we call.

Certainty

When we commit, we close. We package every deal cleanly the first time so it doesn't die in underwriting. The result: tight lender feedback and fewer surprises at the closing table.

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Capital Markets

Built for sponsors and brokers who need more than a Rolodex.

Not just another lender. Not just another broker.

Intelligent Capital Sourcing

Most CRE financing is slow, manual, and dependent on whoever your advisor knows personally. Our platform changes that. Quinn analyzes your deal against real lender criteria in minutes, surfaces the optimal capital source, and runs a tight, organized placement process. You get faster feedback, cleaner term sheets, and fewer surprises late in underwriting.

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Faster Underwriting

Quinn handles initial sizing across LTV, DSCR, and debt yield in minutes. Our team confirms. You get a clear answer on day one.

Right Capital Match

We match deals to lenders based on what they actually quote, not what they say they do. Programmatic targeting reduces wasted outreach, gets term sheet faster.

Cleaner Execution

We package deals lender-ready the first time. The result: fewer surprises in underwriting, tighter feedback loops, and term sheets that actually close.

Senior Permanent

Long-term fixed-rate financing for stabilized assets. Banks, life companies, agencies, CMBS, placed across the lender stack based on what fits your business plan.

Bridge | Transitional

Short-term flexible financing for value-add, lease-up, repositioning, and recapitalization. 12-36 month terms with extensions. Floating-rate, I/O available.

Construction

Ground-up development and major renovation financing. Multifamily through industrial, mixed-use through specialty. Land loans through certificate of occupancy.

Mezz | Pref Equity

Subordinate capital structured to the business plan, not a generic template. Coterminous with senior debt, current pay plus accrual options.

Capital Markets

Every capital source across the stack

We place deals across the full lender universe. Where your deal lands depends on what fits, not on who we know.

Agency

Fannie Mae, Freddie Mac

Life Companies

Insurance capital

Debt Funds

Institutional capital

Banks

Regional & national

Private Capital

Family offices, HNW

CMBS

Conduit lenders

Execution Framework

Day 1 — Initial Read

We size the deal on Quinn, identify the binding constraint, and tell you what's financeable before we go to market.

Days 2-5 — Lender Outreach

We launch targeted outreach to the lenders most likely to win the deal. Every response captured, every quote tracked.

Days 5-10 — Term Sheets

You get real term sheets, side-by-side if multiple lenders quote. We help you negotiate.

30-45 Days — Closing

Engagement signed in the platform. Closing checklist auto-generated. We coordinate with your legal team and the lender's through funding.

Capital Markets

Direct Lending Programs

When speed matters, our Direct Lending programs deliver fast execution with institutional-grade underwriting and dedicated capital partners. Faster than traditional capital markets.

Fix & Flip

Single-family residential bridge for experienced operators. Speed-priced for opportunistic acquisitions and renovations.

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Construction

Horizontal and vertical construction for residential and commercial. Land loans through certificate of occupancy.

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Multifamily Bridge

Value-add acquisitions and recapitalizations for multifamily assets needing repositioning, lease-up, or stabilization.

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Multifamily Construction

Ground-up multifamily, conversions, and adaptive reuse. Sponsor-flexible structures. Transparent process.

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Direct Lending with Trans-Bay Capital

When speed matters, our direct lending programs deliver certainty of execution with institutional-grade underwriting.

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Insights

Market Intelligence

Market intelligence, capital structure analysis, and case studies from the team. Written by people closing deals — not analysts in a tower.

Featured

5 min read

Office occupancy trends, Amazon’s return-to-work mandate, and how the senior debt market landscape is evolving for commercial real estate investors.

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How we leveraged our AI platform and lender network to secure optimal terms for a complex multifamily acquisition.

White Paper

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AI in Commercial
Lending

Discover how artificial intelligence is transforming capital sourcing and underwriting processes.

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Here is what every multifamily sponsor needs to understand about the current bridge loan market.

Why Trans Bay Capital

Why sponsors and brokers bring us their opportunities

The institutional backing you need. The partnership you deserve.

AI-Powered Intelligence

Our proprietary technology analyzes 7,000+ lenders in real-time, ensuring you get optimal terms on every deal. What used to take weeks now happens in hours.

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Institutional + Boutique

We combine the certainty and scale of institutional capital with the personalized service and speed of a boutique firm. You get the best of both worlds.

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Speed without shortcuts

We size deals in minutes and bring back term sheets in days. The platform handles the parts other firms still do by hand, but every deal still goes through our team, our process, and our credit standards before it hits the market.

Capital access across the stack

Senior debt, bridge, construction, mezzanine, preferred equity. Banks, debt funds, life cos, agencies, CMBS, family offices. We don’t have one favorite lender; we have the right one for your specific deal.

Cleaner closes

Most deals die in underwriting because something wasn’t packaged right at the start. We do the work upfront so the lender doesn’t find surprises late. Tighter feedback loops, fewer kill events, more deals across the finish line.

For Brokers & Partners

White-label program combining speed, certainty, and institutional capital.

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Need Capital Clarity?

Fast, flexible financing for middle market to institutional transactions.

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Borrower Portal

For commercial real estate project

Broker Portal

For refer deals and join the Capital Circle